Bring Your Banking Home! 
Our mission is to meet the financial needs of consumers in our market area. First Security Bank of Owensboro acknowledges its customer’s expectations that their financial and personal information is private and is committed to treating customer information responsibly. This policy regarding financial privacy will serve as the standard for all First Security Bank employees for collection, use, retention and security of individual customer information.
WHAT INFORMATION WE COLLECT
We may collect “nonpublic personal information” about you from the following sources:
· Information we receive from you on applications or other account forms;
· Information about your transactions with the bank or others; and
· Information we receive from a consumer reporting agency.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.
WHAT INFORMATION WE DISCLOSE
We are permitted under law to disclose nonpublic personal information about you to third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
OUR SECURITY PROCEDURES
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
