Loans for a 600 Credit Score

At First Security Bank, we believe that you’re more than just your credit score. We want to see a detailed picture of your financial behavior and look far beyond just your credit rating. Therefore, we offer loans for a 600 credit score to support underserved borrowers and help them navigate this financial maze.

Is a 600 Credit Score Good Credit?

According to the FICO scoring model, a 600 credit score falls into the “fair credit” category, which is between 580 and 669. However, it also depends on the credit bureau. Each of them may set different ranges for fair credit. Below is the table to consider.

Credit Score	Experian	Equifax	TransUnion
Very Poor	–	–	300-600
Poor	300-579	300-579	601-660
Fair	580-669	580-669	671-720
Good	670-739	670-739	721-780
Very Good	740-799	740-799	–
Exceptional/Excellent	800-850	800-850	781-850

While most traditional banks set high minimum credit score requirements and only accept borrowers with good ratings, First Security Bank is happy to help people with fair credit get back on track.

Can I Get a Personal Loan with a 600 Credit Score?

Borrowers with credit scores of 600 or lower still have options when it comes to extra financing. All they need is to find the right lender to deal with. While most traditional financial institutions accept borrowers with ratings of no less than 670, First Security Bank is ahead of the world. We know that your credit score doesn’t determine who you are. Emergencies happen to everyone, and we want to support those who find themselves in need.

Explore Personal Loans for a 600 Credit Score from First Security Bank

Our same-day personal loan products are created with our customers in mind. We know that life happens and want to help your clients overcome financial hardships without hassle and stress. Our personal loans come with the following features:

Minimum loan amount: $500

Maximum loan amount: $15,000

Repayment terms: 12 to 24 months

Collateral: None

Interest rates: 19.99%-35.99%

Fees: No origination, application, and prepayment fees. Late fees may be applied. 

Please note that the exact APR will be determined based on factors like your location, credit score, debt-to-income ratio, income, and the repayment period.

Benefits of Personal Loans for a 600 Credit Score

First Security Bank is always here to help customers handle their financial challenges when urgent money needs arise. We offer:

• Low minimum credit score requirements;
• No hard credit checks when pre-qualifying;
• Flexible repayment terms;
• No collateral;
• Easy application process;
• Fast money transfers;
• Competitive interest rates;
• Personalized offers;
• Exceptional customer service.

Eligibility Requirements

First Security Bank has easy-to-meet eligibility criteria in order to make the entire process fast and easy. Here are a few requirements for 600 credit score personal loans:

Age: At least 18.

Minimum credit score requirement: 600.

Maximum DTI: 40%.

Residency: Be a legal US resident.

Information: Full name, date of birth, address, cell phone number, Social Security number, bank account details, and your employer’s contact details.

Documents: Valid ID, bank statements, pay stubs, or other income confirmation, proof of address, existing loan or credit card statements.

Get a Loan with a 600 Credit Score in Just 3 Simple Steps!

At First Security Bank, we stand for transparency and convenience. Our application process is fast and simple, so you don’t need much time and effort to complete it. Here are 3 steps to take:

1. Pre-qualify for a loan. This process doesn’t affect your credit score and allows you to review a personalized loan offer. Completing a form will only take you about 5 minutes.
2. Review your potential loan terms. We do everything possible to process your loan requests fast. You can get a response with a potential offer in as little as one hour.
3. Provide documents. If the terms suit you, submit the final application and provide all the required documents. Please note that this step may require you to visit a branch.

If you get final approval, the funds will be deposited to you within one to three business days.

Apply today, and let us get you covered! Have some questions left? Contact our customer support to get detailed information about the loan options we offer.