Security Super Savings

Watch your nest egg grow with our most simple savings account. It’s a straightforward, easy-to-understand savings account that rewards your patience and offers free access to your money.
The First Security Bank Super Savings account features no minimum balance requirement, a tiered rate of interest, and is an easy way to save for vacations, emergencies, and special purchases.

Eligibility requirements and disclosures:

  • Minimum to open – $100
  • You may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer, telephone order or instruction, computer transfer, by check, draft, debit card, or similar to a third party.
  • A $10.00 per item fee will be assessed for withdrawals in excess of six per month.
  • A fee may be charged for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by other electronic means, as applicable.

Security Money Market

If you’re looking for a savings account that rewards higher contributions, you’ve found it. Our Money Market Account is FDIC-insured and features include competitive tiered rates of interest depending on balance with up to six free withdrawals per month. Free checks and unlimited in-person withdrawals.

Eligibility requirements and disclosures:

– APY represents Annual Percentage Yield

– Minimum to open – $1000

– Average daily balance of $1,000 is required to avoid a $10 monthly maintenance fee.

– You may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer, telephone order or instruction, computer transfer, by check, draft, debit card, or similar to a third party.

– A $10.00 per item fee will be assessed for withdrawals in excess of six per month.

– A fee may be charged for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by other electronic means, as applicable.

– Fees may reduce earnings.

– All rates are accurate as of 08/21/2017

– The rate may change after the account is opened.

 

Security Young Savers

You’re never too young to open your first savings account. It doesn’t matter how you’ve made your money – a lemonade stand or cutting the neighbor’s grass – or how much you have. Get it working as hard as you do.
Anyone under the age of 17 with at least $10 to save can open a First Security Young Savers Account.

Eligibility requirements and disclosures:

  • Minimum to open – $10
  • Must be 17 or under to qualify
  • One withdrawal per month ($5 per withdrawal over one)
  • A fee may be charged for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by other electronic means, as applicable.

Health Savings Account (HSA)

Few savings plans are more important than those that can help with unexpected (or expected) healthcare costs. Take control of your healthcare with a tax-efficient First Security Bank Health Savings Account (HSA). This interest bearing account has no set-fees and includes a free HSA debit card.

Eligibility requirements and disclosures:

  • Minimum Balance to open – $50
  • To open a HSA account, you must have a high deductible health plan.
  • If balance falls below $1,500, there is a $1.50 monthly fee, after 12 months.
  • A fee may be charged for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by other electronic means, as applicable.

Individual Retirement Account (IRA)

First Security Bank’s Individual Retirement Account (IRA) is a powerful savings solution, offering potential tax advantages and compounding benefits. We offer FDIC-insured IRAs that invest in Certificate of Deposit accounts.

IRAs generally fall into one of two types – the Traditional IRA and the Roth IRA. While each IRA has unique benefits, they both offer tax savings to encourage taxpayers to plan for their future.

Eligibility requirements and disclosures:

Certificates of Deposit (CD)

Balance your savings strategy – and make your assets work harder for you – by locking in a competitive rate with a First Security Bank CD. Savers can choose from several different maturities and styles to fit their circumstances and savings goals. Our CDs require a low minimum opening deposit and are FDIC insured.

Current CD Specials:

0.90% APY* 6 Month CD

Take advantage of this great rate to increase your earnings in a short period of time.

1.15% APY* 12 Month CD

A year will come and go before you know it. Make it a year your money will remember.

1.65% APY* 18 Month CD

Get the most for your money with an 18 month commitment.

(*APY is Annual Percentage Yield)

Eligibility requirements and disclosures:

  • Minimum balance of $1,000.00 to open.
  • An existing or new First Security Bank checking account is required to receive the additional 0.10% APY.
  • If qualified for the additional 0.10% APY, the APY will be as follows: 6 month CD – 1.00% APY; 12 month CD – 1.25% APY; 18 month CD – 1.76% APY
  • Interest rate will be compounded daily and applies a daily periodic rate to the principal in the account each day.
  • A penalty will be imposed for withdrawals made before maturity.
  • CD automatically renews at maturity, and you will have 10 days after maturity date to withdraw funds without a penalty.
  • The maturity date is 6, 12, or 18 months from initial opening.
  • The interest rates are accurate as of March 29, 2018.

Step Up CD – Earn up to 1.55% APY*

First Security Bank’s Step Up CD is a great way to step up your returns. A year will come and go before you know it.

  • Receive 1.55% APY* (Annual Percentage Yield) for a 60-month investment period with a $10,000.00 minimum opening balance. With a higher interest rate than many savings products, the Step Up CD is a sound financial choice and is FDIC insured.
  • You must have a First Security Bank direct deposit account.
  • Minimum balance of $10,000.00 required to open.
  • Interest rates for this 5 year step-up CD increase every 12 months, and interest is directly deposited into your checking account.
  • A penalty will be imposed for withdrawals before maturity in an amount equal to 180 days interest on the amount withdrawn.
  • You will have 10 days from the date of each stepped rate adjustment to close your CD without penalty.
  • With the exception of the 10 days after each stepped rate adjustment, if you withdraw money from your CD before its maturity, early withdrawal penalties will apply.
  • Rate is effective as of January 1, 2017.

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