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First Security Bank


Same-Day Personal Loans

Emergencies happen even to the best of us, but at First Security Bank, we know how to help you get back on track quickly. Same-day personal loans are options available within just one business day of approval. You’re welcome to fill out a form online and get a personalized loan offer within just one hour.

In some cases, it may be possible. Lenders that don’t perform a hard credit check can make same-day direct deposits if a borrower was approved for a loan before 2 pm on weekdays. Some loan providers may charge extra fees for an instant deposit.

At First Security Bank, we do our best to help customers handle the emergencies they face. Approved borrowers can access the funds in their bank accounts within one day of approval.

Our same-day personal loan products are created with our customers in mind. We know that life happens and want to help your clients overcome financial hardships without hassle and stress. Our personal loans come with the following features:

Minimum loan amount: $1,000

Maximum loan amount: $20,000

Repayment terms: 12 to 60 months

Collateral: None

Interest rates: 5.99%-35.99%

Fees: No origination, application, and prepayment fees. Late fees may be applied. 

Please note that the exact APR will be determined based on factors like your location, credit score, debt-to-income ratio, income, and the repayment period.

First Security Bank is always here to help customers handle their financial challenges when urgent money needs arise. We offer:

  • No hard credit checks when pre-qualifying;
  • Convenient loan amounts for both major and minor expenses;
  • Flexible repayment options;
  • No collateral is needed;
  • Easy application process;
  • Money transfers within a day;
  • Competitive interest rates;
  • Personalized offers;
  • Exceptional customer service.

First Security Bank simplifies the eligibility criteria in order to make the entire process fast and easy. Here’s what you need to qualify for a same-day personal loan:

Age: At least 18.

Minimum credit score requirement: 600.

Maximum DTI: 40%.

Residency: Be a legal US resident.

Information: Full name, date of birth, address, cell phone number, Social Security number, bank account details, and your employer’s contact details.

Documents: Valid ID, bank statements, pay stubs, or other income confirmation, proof of address, existing loan or credit card statements.

If you need a quick fix, we’re always at your service. Follow these 3 steps to apply for a personal loan from First Security Bank:

  1. Pre-qualify online. Fill out a simple form from the comfort of your home. It will only take you 5 minutes.
  2. Review your loan terms. You will get a response within just one hour. Check out your personalized offer and make sure the terms suit you.
  3. Submit final application. This step may require you to visit a branch. You also need to provide supporting documents to confirm the personal and financial information provided in the application form.

If approved, the funds will be deposited into your bank account within 24 business hours.

Have some questions left? Contact our customer support to get detailed information about the loan options we offer.

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