Checking Accounts
FREE eXtreme Checking - 3.00% APY*- What you see IS what you get!!!!!!
Are you looking for a checking account that rewards you for the things you already do? The First Security Bank eXtreme Checking Account does just that. It is a totally FREE checking account that pays an UNHEARD OF rate of interest. AND if that wasn't enough, it also gives you access to ATM fee refunds nationwide! Just complete 3 simple and free steps each statement cycle to qualify:
- Use your check card for purchases 10 or more times during the statement cycle
- Have one direct deposit or automatic withdrawal per statement cycle
- Receive your bank statement electronically
You will receive an email each month congratulating you on earning 3.00%. If you fall a little short, the account will still earn .10%, so how can you lose!!!
Account Features:
- No minimum balance requirement
- No monthly service fee
- 3.00% APY* interest rate on balances up to $25,000
- .50% APY* interest rate on balances over $25,000
- Nationwide ATM Refunds up to $25* per cycle
- Free Online Banking
- Free Bill Payment
- Free eStatement
- Free Check Card
- No annual fee credit card**
- Minimum to open - $50
*APY is Annual Percentage Yield. Rate is effective 7/1/2010. Fees may reduce the earnings on the account. Rates are subject to change. Rates and ATM refunds are paid if qualifications are met during the qualification cycle: 10 cleared check card purchases, 1 direct deposit or automatic withdrawal and electronic statement per qualification cycle.
**Subject to standard underwriting guidelines.
SECURITY ADVANTAGE CHECKING
Interest-bearing, unlimited check writing and Free member checks are just two of the great benefits of First Security Advantage Checking:
Account Features:
- $100 average balance requirement to avoid $10 monthly fee
- Earns interest on balances over $1000
- Tiered interest rate
- Free Member Checks
- Unlimited Check Writing
- FREE Check Card
- Courtesy Overdraft*
- FREE Online Banking
- FREE Bill Payment
- FREE eStatements
- FREE 24-Hour OnCall Telephone Banking
- Minimum Balance to open - $50
*Subject to approval. Overdraft fee is $30.00 per item. Customers under the age of 18 require an adult on the account
SECURITY FREE CHECKING
If you are looking for basic checking, with unlimited check writing capabilities, First Security's Free Checking account is the answer:
Account Features:
- No Monthly Service Fee
- No Minimum Balance Requirement
- Unlimited Check Writing
- FREE Check Card
- FREE Online Banking
- FREE Bill Payment
- FREE eStatement
- FREE 24-hour OnCall Telephone Banking
- Courtesy Overdraft*
- Minimum Balance to open - $50
*Subject to approval. Overdraft fee is $30.00 per item. Customers under the age of 18 require an adult on the account
SECURITY CLUB CHECKING
- No minimum balance requirement
- Free 3x5 Safe Deposit Box
- Free member checks
- $6 monthly fee
- .25% discount on consumer loan
- Three (3) free cashier's checks per month
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Savings Accounts
SECURITY SUPER SAVINGS
The First Security Super Savings Account is a great way to watch your savings grow! This account features no minimum balance requirement, a tiered rate of interest and is an easy way to save for vacations, emergencies and special purchases.
- Tiered interest
- One Free withdrawal per month ($10.00 per withdrawal over one)
- Free Online Banking and Bill Pay
- Free Telephone Banking
- Minimum Balance to open - $50
YOUNG SAVERS
Start saving early and open a First Security Young Savers Account.
- Must be under 17 to qualify
- One withdrawal per month ($5 per withdrawal over one)
- $10 to open
- Watch your money grow with online statements
SECURITY MONEY MARKET
Now you can earn higher return on your investment dollars without the high risk. The FDIC-insured First Security Money Market Account rewards accountholders with larger returns on larger deposits.
- Up to six free pre- authorized withdrawals allowed each month, three of which may be by check ($10.00 per item over six withdrawals per month)
- Unlimited withdrawals in person at any First Security branch
- Only a low average balance of $1000 is required to avoid a $10.00 monthly fee
CHRISTMAS SAVINGS
Saving for the holidays couldn't be easier than with a First Security Christmas Savings account!
- Funds disbursed in November by check
- No minimum balance to open
- Make deposits anytime
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CDs and IRAs
CERTIFICATES OF DEPOSIT
Make your assets work harder for you by locking in a competitive rate with a First Security CD. Choose from several different maturities to fit your goals. Our CDs require a low minimum opening deposit , and all accounts are FDIC insured, making them a valuable part of a well-balanced cash management strategy.
- $2,500.00 minimum deposits for CD's 91 days and under
- $1000.00 minimum deposits for CD's 92 days up to 84 months
- Interest compounded daily, credited to principal monthly and paid at maturity unless otherwise specified on the certificate
- CD's automatically renew upon maturity at the current rate with the same term*
- 10 calendar days to withdraw at maturity without penalty - A penalty may be imposed for withdrawals before maturity
*Not applicable with special CD promotions
INDIVIDUAL RETIREMENT ACCOUNTS
An Individual Retirement Account (IRA) from First Security is a powerful savings solution, offering potential tax advantages and compounding benefits. We offer FDIC insured IRAs that invest in Certificate of Deposit accounts.
IRAs generally fall into one of two types - the Traditional IRA and the Roth IRA. While each IRA has unique benefits, they both offer tax savings to encourage taxpayers to plan for their future.
- Choice of Traditional or Roth IRA Accounts
- Minimum opening deposit of $1000
- Flexible terms - six (6) months to seven (7) years
- Interest compounded daily for the highest possible yields
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